Business finance

We actively support entrepreneurial growth by providing financing, specialist sectoral knowledge and added-value services for viable small and medium businesses.

General finance solutions

We structures unique, individualised financing solutions. Deals are structured using equity, shareholders’ loan accounts, revenue sharing and term loans or any combination of these. We have developed a range of proprietal financing models that offer entrepreneurs maximum flexibility to suit their specific needs.

Applications for finance are assessed on the viability of a business, which comprises two important elements:

  • the business and
  • the entrepreneur

The business evaluation includes matters such as the product or service and its market acceptability, market size, the gearing of the business, and its ability to exist and grow, as well as the business’s history, the stage of its development and medium- to long-term profit potential, technical aspects and the location of the business.

In evaluating the entrepreneur, aspects such the ability to run a successful business on sound business principles, integrity, drive, vision and appropriate experience, are considered.

We considers financing applications up to Rs.10 million in all sectors of the economy to those formal small and medium businesses whose gross assets are under Rs.20 million, where annual turnover does not exceed Rs.50 million and/or employees are less than 100 in number.

We require a complete business plan to be in place before an entrepreneur can apply for investment finance from us. The business plan can be emailed to us at or delivered to our office.

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